By: Mirage Ratnayake Step 1 – Be clear about what the problem is. GATHER all supporting documents about the matter of complaint, think about the questions you want answered, and be clear about what you want the bank to do about it. Take note of who you talk to or ring – it’s best to put everything in writing…
By : Mirage Ratnayake Step 1 – Get a plan DECIDE what you really want and focus on the most important goals – a car, holiday, retirement, or deposit for a home You might want the lot, but you’ve got to prioritise. Estimate how much you can save by depositing funds at regular intervals, and how long it will…
By: Mirage Ratnayake Some the best way that we can save money on during the hard time. Here is some of the simple tips: 1. Cook meals in advance. This saves on unnecessary takeaway when you can’t be bothered or don’t have enough time to cook. 2. Switch your mobile phone plan to reduce your bills. 3. Make calls…
By: Mirage Ratnayake Effective budget is a vital aspect of your long-term financial strategy and will play key role in every aspect of financial decision you made in the future. If you’re planning to have comfortable retirement or stress free financial live it’s important to have realistic budget to support your goals.Virtually everywhere you go here or see is…
By: Mirage Ratnayake According to Credit file article published on Sydney Morning Herald Credit reporting agencies will get greater access to your information in exchange for stronger consumer protection. Under the new changes the lenders have more access to inquire about the consumer credit file. The government has agreed to make Australia’s credit reporting system more comprehensive in…
By: Mirage Ratnayake The TV ad, online ads and printed materials has been inundated with their taglines. With promising reward points and attractive rate is their target market. Even if you already have a reward card, you’ve probably seen an unbelievable number of offers from the credit card companies in your mail lately. Rewards are very effective traps that…
By: Amit Kumar Since the beginning of the 20th century, the demand for loans has witnessed a rapid growth year on year. The increase of lenders in the market is a huge contributor for this growth. The customer today is smart and the advancement in the digital industry has helped the average customer to be well read and informed….
By: Mirage Ratnayake The credit card is probably the most financial instrument, but also the most misunderstood. There is nothing wrong with having credit card, but filing to use it properly could get you into so much trouble. By using your credit card wisely, you can be sure to get the most out of this important financial device. You…
By: Mirage Ratnayake People with good credit ratings can find the best credit card with many different benefits. Some perks are miles for flying, rewards programs, cash back programs and more. There are credit cards for individuals and businesses. Some credit cards offer 0% interest, no annual fee, interest ranging from 11% to 24%, some offer points for using…
What is the difference between a Credit Union and a Bank? Most people never notice the differences between Credit Union and Banks. If you’re in the market for a new financial product, its best to find out the difference between them and get the best deals right for you. By reading these fast facts about credit unions, you’ll know…
