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What is a Prepaid Card and Benefits using them?

There are number of benefits using Prepaid Credit Cards. Pre-Paid cards can be used in stores, on-line and ATM machines. If you need a Credit card but are not able or do not want to get one, a Pre Paid Card can be useful, even if you have had credit problems, you can get a Pre-Paid card without having…

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The Pros and Cons of Automatic Bill Payment

One of the best and easiest features offered by banking institution today is automatic bill payment. Online bill pay methods have changed the way that many consumers pay their bills. Automatic payment is another feature of online bill paying that has allowed customers to setup payment for regular monthly bills without any action on the part of the payer….

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Online Savings Accounts

While online bank accounts can help you earn more interest, you have to make sure you get the right one. Here some suggestions on what to watch out for when choosing the right online saving account next time. No 1: Interest Rate Usually, the most important attraction for online saving account is interest rates. Interest rates vary depending on…

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Is It worth spend on Overdraft Fees?

An overdraft on your checking or savings account occurs when you do not have enough money in your account to cover a transaction. According to Reserve Bank still many Australian household is paying around $470 a year in bank fees. With many bank introducing a raft of extra charges for use of overdraft you can make an informed decision…

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How to save money with your bank account

If you’re thinking of setting up bank account there are few reasons you are going to do this, the first would be to save money second is a way to secure you’re hard earn money. No matter whatever reason is there are few simple steps to take note of: Setup fees – find out this before you sign anything…

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How to choose right Savings Account

When it comes to choosing a Saving account or term deposit, its vital to choose the right choice. There are number of important things to consider when choosing the right account. Read out what features are important when looking for a Saving account. First, let me introduce you to the different types of savings accounts. Basic or Regular Saving…

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How to avoid Late Fees

Sometime most of us busy doing other things and end up forgetting to pay bill on time. Serious of Seven tips to help you avoid late fees and save your money. No 1: Keep your bills on one place Whenever you get a bill to pay best thing to do is store your bills on visible place that you…

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Australia’s Newest dedicated Savings Account Website

Just recently Australia’s newest saving account comparison website has been launched. The Savingup.cpm.au is a free and impartial comparison website where you can compare the high interest savings account, online saving accounts, term deposits and transactions accounts from a wide spectrum of banks and building societies. Now with ‘savingup.com.au’ sit it’s easy to compare the best saving rates offered…

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Resolving a dispute with your bank

By: Mirage Ratnayake Step 1 – Be clear about what the problem is. GATHER all supporting documents about the matter of complaint, think about the questions you want answered, and be clear about what you want the bank to do about it. Take note of who you talk to or ring – it’s best to put everything in writing…

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Save for set goals

By : Mirage Ratnayake Step 1 – Get a plan DECIDE what you really want and focus on the most important goals – a car, holiday, retirement, or deposit for a home You might want the lot, but you’ve got to prioritise. Estimate how much you can save by depositing funds at regular intervals, and how long it will…

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