There are number of benefits using Prepaid Credit Cards. Pre-Paid cards can be used in stores, on-line and ATM machines. If you need a Credit card but are not able or do not want to get one, a Pre Paid Card can be useful, even if you have had credit problems, you can get a Pre-Paid card without having…
One of the best and easiest features offered by banking institution today is automatic bill payment. Online bill pay methods have changed the way that many consumers pay their bills. Automatic payment is another feature of online bill paying that has allowed customers to setup payment for regular monthly bills without any action on the part of the payer….
An overdraft on your checking or savings account occurs when you do not have enough money in your account to cover a transaction. According to Reserve Bank still many Australian household is paying around $470 a year in bank fees. With many bank introducing a raft of extra charges for use of overdraft you can make an informed decision…
Just recently Australia’s newest saving account comparison website has been launched. The Savingup.cpm.au is a free and impartial comparison website where you can compare the high interest savings account, online saving accounts, term deposits and transactions accounts from a wide spectrum of banks and building societies. Now with ‘savingup.com.au’ sit it’s easy to compare the best saving rates offered…
By: Mirage Ratnayake Step 1 – Be clear about what the problem is. GATHER all supporting documents about the matter of complaint, think about the questions you want answered, and be clear about what you want the bank to do about it. Take note of who you talk to or ring – it’s best to put everything in writing…
By : Mirage Ratnayake Step 1 – Get a plan DECIDE what you really want and focus on the most important goals – a car, holiday, retirement, or deposit for a home You might want the lot, but you’ve got to prioritise. Estimate how much you can save by depositing funds at regular intervals, and how long it will…
By: Mirage Ratnayake Some the best way that we can save money on during the hard time. Here is some of the simple tips: 1. Cook meals in advance. This saves on unnecessary takeaway when you can’t be bothered or don’t have enough time to cook. 2. Switch your mobile phone plan to reduce your bills. 3. Make calls…
By: Mirage Ratnayake Effective budget is a vital aspect of your long-term financial strategy and will play key role in every aspect of financial decision you made in the future. If you’re planning to have comfortable retirement or stress free financial live it’s important to have realistic budget to support your goals.Virtually everywhere you go here or see is…
By: Mirage Ratnayake According to Credit file article published on Sydney Morning Herald Credit reporting agencies will get greater access to your information in exchange for stronger consumer protection. Under the new changes the lenders have more access to inquire about the consumer credit file. The government has agreed to make Australia’s credit reporting system more comprehensive in…
What is the difference between a Credit Union and a Bank? Most people never notice the differences between Credit Union and Banks. If you’re in the market for a new financial product, its best to find out the difference between them and get the best deals right for you. By reading these fast facts about credit unions, you’ll know…
