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What is a Prepaid Card and Benefits using them?

There are number of benefits using Prepaid Credit Cards. Pre-Paid cards can be used in stores, on-line and ATM machines. If you need a Credit card but are not able or do not want to get one, a Pre Paid Card can be useful, even if you have had credit problems, you can get a Pre-Paid card without having…

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The Pros and Cons of Automatic Bill Payment

One of the best and easiest features offered by banking institution today is automatic bill payment. Online bill pay methods have changed the way that many consumers pay their bills. Automatic payment is another feature of online bill paying that has allowed customers to setup payment for regular monthly bills without any action on the part of the payer….

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Is It worth spend on Overdraft Fees?

An overdraft on your checking or savings account occurs when you do not have enough money in your account to cover a transaction. According to Reserve Bank still many Australian household is paying around $470 a year in bank fees. With many bank introducing a raft of extra charges for use of overdraft you can make an informed decision…

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Resolving a dispute with your bank

By: Mirage Ratnayake Step 1 – Be clear about what the problem is. GATHER all supporting documents about the matter of complaint, think about the questions you want answered, and be clear about what you want the bank to do about it. Take note of who you talk to or ring – it’s best to put everything in writing…

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The Importance of having realistic budget

By: Mirage Ratnayake Effective budget is a vital aspect of your long-term financial strategy and will play key role in every aspect of financial decision you made in the future. If you’re planning to have comfortable retirement or stress free financial live it’s important to have realistic budget to support your goals.Virtually everywhere you go here or see is…

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Credit Unions & Bank

What is the difference between a Credit Union and a Bank? Most people never notice the differences between Credit Union and Banks. If you’re in the market for a new financial product, its best to find out the difference between them and get the best deals right for you. By reading these fast facts about credit unions, you’ll know…

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